/* bestekattenverzekering.nl – één stylesheet, geen framework */
:root{
  --cream:#F8F1E7; --peach:#F3E4D3; --card:#FFFDF9; --ink:#12343B; --ink-2:#2E4A50; --muted:#4A6268;
  --line:#E3D7C7; --line-2:#D9C9B4; --lime:#E6F28C; --mint:#A9E1DA; --deep:#0B2328; --dark-2:#1F4A52;
  --r:28px; --wrap:1240px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--cream);color:var(--ink);font-family:'Schibsted Grotesk',system-ui,-apple-system,'Segoe UI',sans-serif;font-size:18px;line-height:1.6;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--ink);text-underline-offset:3px}
a:hover{color:var(--deep)}
:focus-visible{outline:3px solid var(--ink);outline-offset:3px;border-radius:6px}
.skip{position:absolute;left:-9999px;top:8px;background:var(--ink);color:var(--cream);padding:10px 16px;border-radius:999px;z-index:20}
.skip:focus{left:12px}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 32px}
.wrap-narrow{max-width:820px;margin:0 auto;padding:0 32px}
@media(max-width:700px){.wrap,.wrap-narrow{padding:0 20px}}
.section{padding-top:80px;padding-bottom:40px}
.section-sm{padding-top:24px;padding-bottom:24px}
.center{text-align:center}
.muted{color:var(--muted)}
.fine{font-size:14px;color:var(--muted);line-height:1.5}
.fine.center{margin-top:22px}

/* typografie */
.h1{font-size:clamp(32px,8.4vw,72px);line-height:1;font-weight:900;letter-spacing:-.045em;margin:0;overflow-wrap:break-word;hyphens:manual;text-wrap:balance}
.has-img .h1{font-size:clamp(32px,8.4vw,60px)}
.h1-xl{font-size:clamp(34px,8.8vw,78px)}
.h2{overflow-wrap:break-word;hyphens:manual;text-wrap:balance;font-size:clamp(28px,7vw,52px);line-height:1.02;font-weight:900;letter-spacing:-.04em;margin:0 0 16px}
.h3{font-size:clamp(22px,2.4vw,28px);line-height:1.15;font-weight:800;letter-spacing:-.02em;margin:0 0 8px}
.h4{font-size:21px;line-height:1.2;font-weight:800;letter-spacing:-.02em;margin:0 0 10px}
.lead{font-size:clamp(18px,1.6vw,21px);line-height:1.5;max-width:32em;margin:22px 0 0}
.kick{font-size:16px;font-weight:700;margin:0 0 14px}
.kick-lime{color:var(--lime)}
.mark{background:linear-gradient(transparent 55%,var(--lime) 55%,var(--lime) 95%,transparent 95%);padding:0 .08em}
.byline{font-size:15px;color:var(--muted);margin:18px 0 0;display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.byline-ava{width:36px;height:36px;border-radius:50%;object-fit:cover;display:inline-block}

/* knoppen */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:0 24px;border-radius:999px;background:var(--ink);color:var(--cream);font-weight:700;text-decoration:none;border:0;font:inherit;font-weight:700;cursor:pointer;text-align:center;line-height:1.2}
.btn:hover{background:var(--deep);color:var(--cream)}
.btn-lg{min-height:58px;padding:0 30px}
.btn-sm{min-height:44px;padding:0 20px;font-size:16px}
.btn-ghost{background:transparent;color:var(--ink);box-shadow:inset 0 0 0 2px var(--ink)}
.btn-ghost:hover{background:var(--ink);color:var(--cream)}
.btn-lime{background:var(--lime);color:var(--ink)}
.btn-lime:hover{background:#D8E67A;color:var(--ink)}
.link-strong{font-weight:700}
.pill{display:inline-block;border-radius:999px;padding:6px 14px;font-size:14px;font-weight:800}
.pill-lime{background:var(--lime)}.pill-mint{background:var(--mint)}.pill-peach{background:var(--peach)}

/* header */
.site-header{position:relative;z-index:5}
.header-in{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-top:20px;padding-bottom:20px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-size:20px;font-weight:600;letter-spacing:-.03em;color:var(--ink)}
.brand-mark{flex:none;transition:transform .2s}
.brand:hover .brand-mark{transform:rotate(-6deg)}
.wordmark b{font-weight:900}
.wordmark i{font-style:normal;font-weight:600;color:var(--muted)}
.main-nav{display:flex;gap:26px;font-size:16px;font-weight:500}
.main-nav a{text-decoration:none}
.main-nav a[aria-current]{text-decoration:underline;text-decoration-thickness:2px}
.mobile-nav{display:none}
@media(max-width:960px){
  .main-nav,.hide-sm{display:none}
  .mobile-nav{display:block;position:relative}
  .mobile-nav summary{list-style:none;width:48px;height:48px;display:flex;align-items:center;justify-content:center;cursor:pointer;border-radius:999px}
  .mobile-nav summary::-webkit-details-marker{display:none}
  .mobile-nav nav{position:absolute;right:0;top:56px;background:var(--card);border-radius:22px;padding:12px;display:flex;flex-direction:column;min-width:230px;box-shadow:0 24px 48px -24px rgba(18,52,59,.45)}
  .mobile-nav nav a{padding:12px 14px;text-decoration:none;font-weight:600;border-radius:12px}
  .mobile-nav nav a:hover{background:var(--peach)}
  .brand span{font-size:17px}
  .wordmark i{display:none}
  .brand-mark{width:32px;height:32px}
}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;margin:0;padding:6px 0 0;font-size:14px;color:var(--muted)}
.crumbs li+li::before{content:"/";margin-right:6px}
.crumbs a{color:var(--muted)}

/* foto's met kattenoren */
.photo{margin:0;position:relative}
.photo img{width:100%;object-fit:cover;background:var(--peach)}
.ear img{clip-path:polygon(0 7%,12% 0,24% 7%,76% 7%,88% 0,100% 7%,100% 100%,0 100%);border-radius:0 0 var(--r) var(--r)}
.photo figcaption{position:absolute;left:14px;bottom:12px;font-size:12px;color:#fff;background:rgba(18,52,59,.62);padding:3px 10px;border-radius:999px}
.photo figcaption a{color:#fff}

/* hero */
.hero{position:relative}
.blob{position:absolute;border-radius:60% 40% 55% 45%/50% 45% 55% 50%;z-index:0}
.blob-lime{left:-150px;top:60px;width:300px;height:520px;background:var(--lime)}
.blob-mint{right:-80px;bottom:-30px;width:230px;height:290px;background:var(--mint)}
.hero-in{position:relative;display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center;padding-top:36px;padding-bottom:40px}
.hero-copy{position:relative;z-index:1;min-width:0}
.hero-in>*,.page-head>*,.split>*,.dark-panel>*,.about-card>*,.with-aside>*,.grid-3>*,.grid-2>*{min-width:0}
.hero-media{position:relative}
.hero-media .photo{position:relative;z-index:1}
.note-card{position:absolute;z-index:2;left:-40px;top:110px;width:250px;background:var(--card);border-radius:22px;padding:16px 20px;box-shadow:0 20px 40px -24px rgba(18,52,59,.5);font-size:15px;line-height:1.45}
.note-card p{margin:0}
.note-k{font-size:13px;font-weight:700;color:var(--muted);margin:0 0 4px}
.note-t{font-weight:800;font-size:17px;margin:0 0 6px!important}
.ticks{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}
.ticks-lg{margin:26px 0 30px;font-size:18px}
.tick{display:flex;gap:12px;align-items:flex-start}
.tick>span{flex:0 0 26px;height:26px;border-radius:50%;background:var(--mint);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:14px;margin-top:1px}
.tick-warn>span{background:var(--peach)}
.quick{position:relative;display:grid;grid-template-columns:repeat(4,1fr);gap:12px;background:var(--peach);border-radius:999px;padding:14px;margin-bottom:24px}
.entry{display:flex;align-items:center;gap:10px;min-height:58px;padding:7px 14px 7px 7px;border-radius:999px;background:var(--card);text-decoration:none;font-weight:700;font-size:16px;line-height:1.2}
.entry:hover{box-shadow:0 0 0 2px var(--ink)}
.entry .ic{flex:0 0 44px;height:44px;border-radius:50%;background:var(--mint);display:flex;align-items:center;justify-content:center}
@media(max-width:900px){
  .hero-in{grid-template-columns:1fr}
  .note-card{left:12px;top:auto;bottom:24px;width:230px}
  .blob-lime{left:-200px}
  .quick{grid-template-columns:1fr 1fr;border-radius:28px}
}
@media(max-width:520px){.quick{grid-template-columns:1fr}}

/* kaarten */
.card{background:var(--card);border-radius:var(--r);padding:30px}
.card-lime{background:var(--lime)}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
@media(max-width:900px){.grid-3{grid-template-columns:1fr}.grid-2{grid-template-columns:1fr}}
.section-head{max-width:780px;margin:0 auto 40px}
.section-head:not(.center){margin-left:0}
.ins-card{display:flex;flex-direction:column;gap:16px}
.ins-card.is-featured{box-shadow:0 0 0 3px var(--ink)}
.ins-card p{margin:0}
.ins-card-top{display:flex;justify-content:space-between;align-items:center}
.ins-score{font-size:15px;font-weight:700}
.ins-name{font-size:42px;font-weight:900;letter-spacing:-.04em;line-height:1;margin:0}
.ins-card .ticks{font-size:16px}
.ins-price{margin-top:auto!important;font-size:15px;color:var(--muted)}
.ins-price b{font-size:32px;color:var(--ink);letter-spacing:-.02em}
.ins-actions{display:flex;flex-direction:column;gap:12px;text-align:center}
.inline-card{margin:28px 0}

/* donker paneel */
.dark-panel{background:var(--ink);color:var(--cream);border-radius:40px;padding:60px;display:grid;grid-template-columns:5fr 7fr;gap:48px;align-items:center}
.dark-panel .h2{color:var(--cream)}
.on-dark{color:#CFE0DE;margin:0 0 28px}
.bars{display:flex;flex-direction:column;gap:22px}
.bar-label{display:flex;justify-content:space-between;margin-bottom:8px;gap:12px}
.bar{height:16px;background:var(--dark-2);border-radius:99px;overflow:hidden}
.bar span{display:block;height:100%;background:var(--lime);border-radius:99px}
.bar-light{background:var(--peach)}
.bar-light span{background:var(--ink)}
@media(max-width:900px){.dark-panel{grid-template-columns:1fr;padding:32px;border-radius:28px}}

/* split */
.split{display:grid;grid-template-columns:4fr 8fr;gap:48px;align-items:start}
@media(max-width:900px){.split{grid-template-columns:1fr}}

/* band */
.band-peach{background:var(--peach);border-radius:48px 48px 0 0;margin-top:56px;padding-bottom:72px}
.phase{text-decoration:none;display:flex;flex-direction:column;gap:12px}
.phase p{margin:0}
.about-card{display:grid;grid-template-columns:4fr 8fr;gap:48px;align-items:center;margin-top:56px;padding:44px}
@media(max-width:900px){.about-card{grid-template-columns:1fr;padding:26px}}

/* related */
.rel-card{display:flex;flex-direction:column;gap:8px;background:var(--card);border-radius:22px;padding:24px;text-decoration:none}
.rel-card .kick{margin:0;font-size:14px;color:var(--muted)}
.rel-card b{font-size:22px;line-height:1.2;letter-spacing:-.02em}
.rel-card span:last-child{font-size:16px;color:var(--muted)}
.rel-card:hover{box-shadow:0 0 0 2px var(--ink)}

/* faq */
.faq{margin-bottom:12px;padding:22px 26px}
.faq summary{font-weight:800;font-size:19px;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::after{content:"+";font-size:24px;line-height:1}
.faq[open] summary::after{content:"–"}
.faq summary::-webkit-details-marker{display:none}
.faq div p:last-child{margin-bottom:0}

/* pagina-kop */
.page-head{display:grid;grid-template-columns:1fr;gap:48px;align-items:end;padding-top:40px;padding-bottom:32px}
.page-head.has-img{grid-template-columns:7fr 5fr}
@media(max-width:900px){.page-head.has-img{grid-template-columns:1fr}}

/* prose */
.prose{font-size:18px}
.prose h2{font-size:clamp(28px,3vw,38px);line-height:1.08;font-weight:900;letter-spacing:-.035em;margin:56px 0 14px}
.prose h3{font-size:23px;font-weight:800;letter-spacing:-.02em;margin:36px 0 8px}
.prose p,.prose ul,.prose ol{margin:0 0 18px}
.prose li{margin-bottom:6px}
.prose table:not(.spec){width:100%;border-collapse:collapse;margin:20px 0 28px;font-size:16px;background:var(--card);border-radius:18px;overflow:hidden}
.prose table:not(.spec) th,.prose table:not(.spec) td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line)}
.prose table:not(.spec) thead th{background:var(--peach);font-size:14px}
.prose blockquote{margin:28px 0;padding:22px 26px;background:var(--lime);border-radius:22px;font-weight:600}
.prose blockquote p:last-child{margin:0}
.prose-wide{max-width:900px}
.prose-wide h2{font-size:clamp(28px,3vw,40px);font-weight:900;letter-spacing:-.035em;line-height:1.05;margin:40px 0 14px}
.prose-wide h3{font-size:23px;margin:28px 0 8px}

/* review */
.facts{display:grid;grid-template-columns:repeat(4,1fr);gap:0;background:var(--card);border-radius:var(--r);padding:8px;margin-bottom:24px}
.facts div{padding:18px 22px;display:flex;flex-direction:column}
.facts div+div{border-left:1px solid var(--line)}
.facts span{font-size:14px;color:var(--muted)}
.facts b{font-size:30px;font-weight:900;letter-spacing:-.03em;line-height:1.1}
.facts small{font-size:13px;color:var(--muted)}
@media(max-width:800px){.facts{grid-template-columns:1fr 1fr}.facts div:nth-child(3){border-left:0}}
.with-aside{display:grid;grid-template-columns:1fr 340px;gap:56px;align-items:start;padding-top:24px;padding-bottom:40px}
.side-cta{position:sticky;top:20px;display:flex;flex-direction:column;gap:14px}
.side-cta p{margin:0}
@media(max-width:960px){.with-aside{grid-template-columns:1fr}.side-cta{position:static}}
.pros-cons{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-bottom:12px}
.pros-cons>div{background:var(--card);border-radius:22px;padding:22px}
.pros-cons .ticks{font-size:16px}
@media(max-width:700px){.pros-cons{grid-template-columns:1fr}}
.spec{width:100%;border-collapse:collapse;background:var(--card);border-radius:22px;overflow:hidden;font-size:16px}
.spec th,.spec td{text-align:left;padding:13px 18px;border-bottom:1px solid var(--line);vertical-align:top}
.spec th{width:42%;font-weight:600;color:var(--ink-2)}
.subscores{display:flex;flex-direction:column;gap:12px;background:var(--card);border-radius:22px;padding:22px}
.sub{display:grid;grid-template-columns:150px 1fr 40px;gap:14px;align-items:center;font-size:16px}
.sources{margin-top:40px;font-size:15px}
.sources ol{padding-left:20px;margin:0}
.cov{white-space:nowrap}
.cov>span{display:inline-flex;width:22px;height:22px;border-radius:50%;align-items:center;justify-content:center;font-size:12px;font-weight:800;margin-right:4px}
.cov-yes>span{background:var(--mint)}
.cov-part>span{background:var(--peach)}
.cov-no{color:var(--muted);text-decoration:line-through}
.cov-no>span{background:var(--line);text-decoration:none}
.cov-unknown{color:var(--muted)}
.cov-unknown>span{background:var(--line)}

/* vergelijker */
.controls{display:grid;grid-template-columns:4fr 3.4fr 4.6fr;gap:28px;align-items:end;background:var(--card);border-radius:var(--r);padding:26px 28px;margin-top:8px}
.ctrl{border:0;margin:0;padding:0;min-width:0}
.ctrl label,.ctrl legend{display:flex;justify-content:space-between;gap:12px;font-weight:700;margin-bottom:8px;width:100%;line-height:1.3}
.ctrl label b{font-size:24px;font-weight:900;letter-spacing:-.02em}
.ctrl input[type=range]{width:100%;accent-color:var(--ink);height:32px}
.chips{display:flex;gap:8px;flex-wrap:wrap}
.chip{min-height:44px;padding:0 14px;border-radius:999px;border:2px solid var(--line-2);background:var(--card);font:inherit;font-size:16px;font-weight:600;color:var(--ink);cursor:pointer}
.chip[aria-pressed="true"]{background:var(--ink);border-color:var(--ink);color:var(--cream)}
.count{grid-column:1/-1;margin:0;font-size:15px;color:var(--muted)}
.count b{color:var(--ink)}
.empty{grid-column:1/-1;margin:0;background:var(--lime);border-radius:16px;padding:14px 18px;font-weight:600}
@media(max-width:960px){.controls{grid-template-columns:1fr}}
.table-wrap{overflow-x:auto;border-radius:var(--r);background:var(--card);margin-top:20px}
.compare{border-collapse:collapse;width:100%;min-width:980px;font-size:15px}
.compare th,.compare td{padding:13px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.compare thead th{font-size:24px;font-weight:900;letter-spacing:-.03em;padding-top:22px;vertical-align:bottom}
.compare thead th a{text-decoration:none}
.th-flag{display:block;font-size:13px;font-weight:800;letter-spacing:0;color:var(--muted)}
.compare tbody th{font-weight:600;color:var(--ink-2);width:200px;position:sticky;left:0;background:var(--card)}
.compare thead td{position:sticky;left:0;background:var(--card)}
.compare .grp th{font-size:13px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--ink);padding-top:26px;border-bottom:2px solid var(--ink);background:var(--card)}
.compare [data-col="figo"]{background:#FBFDEB}
.row-own td,.row-own th{background:var(--peach)}
.compare .row-own [data-col]{background:var(--peach)}
.own{font-size:21px;font-weight:900;letter-spacing:-.02em}
.row-cta .btn{min-height:44px;font-size:15px;padding:0 16px;white-space:nowrap}
.compare .is-hidden{display:none}

/* zoeken */
.search-form{display:flex;gap:10px}
.search-form input{flex:1;min-height:54px;border-radius:999px;border:2px solid var(--line-2);padding:0 22px;font:inherit;background:var(--card);color:var(--ink)}
.results{margin-top:24px;display:flex;flex-direction:column;gap:12px}

/* footer */
.site-footer{background:var(--ink);color:#CFE0DE;font-size:15px;border-radius:48px 48px 0 0;margin-top:56px}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr 1fr;gap:32px;padding-top:64px;padding-bottom:28px}
.footer-grid nav{display:flex;flex-direction:column;gap:8px}
.footer-grid b,.footer-brand{color:var(--cream)}
.footer-brand{font-size:20px;font-weight:800;letter-spacing:-.02em;margin:0 0 10px}
.site-footer a{color:#CFE0DE;text-decoration:none}
.site-footer a:hover{color:#fff;text-decoration:underline}
.footer-fine{border-top:1px solid var(--dark-2);padding-top:20px;padding-bottom:36px;font-size:13px}
@media(max-width:900px){.footer-grid{grid-template-columns:1fr 1fr}.site-footer{border-radius:28px 28px 0 0}}

@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}